this is one of those where sheer facts and numbers can be interpreted either way and more so (in my opinion) than most other “arguments” it is almost impossible to change someone’s opinion once it formed.

I once spent 1/2 my Sunday trying to convince my best friend that he would have financially been better off if he rented (he paid off his house which he can sell today for $2,000,000) - I came with receipts (pun intended) showing how he would have been significantly better off if he rented and invested in the market but to no avail :)