I wouldn't want to purely out of the waste, but from a risk perspective, why not? Your other costs don't scale with housing or income, so if you're spending $70k on housing, you might be at $100k overall expenses. Add another $50k for income taxes and $50k for retirement savings and you're still at 50-100k left over for whatever you like (using 250-300 household income).

6k for a mortgage would be scary in case of job loss, but for rent, whatever, just move.

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al_borland a day ago | parent [-]

The lease terms would be important. Not all leases let you out whenever you want.

Plus, if a sizable portion of that household income is in the form of stock or a bonus, that isn’t showing up each month in the paycheck, lowering the monthly cash flow. If there is a layoff early in the year before the bonus pays out, and you can’t exit the lease, that would be a bad spot to be in.

There is still risk on the table, depending on how some of this is structured.

	▲	ndriscoll a day ago \| parent [-]
		With the numbers I had it only takes 1-2 years to save 1 year of runway, so just do that first (presumably you've had a chance to save before getting your 250-300k income anyway). I suppose that the type of people to spend 6k on rent probably aren't saving much, but they could if that were their goal for some reason.