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apwell23 a day ago

only because you got lucky to buy at that interest rates.

Thats like saying it makes sense to buy tesla stock because i bought it at $10

saulpw a day ago | parent [-]

You can refinance your mortgage when interest rates are lower.

apwell23 a day ago | parent [-]

you can also win a lottery

saulpw a day ago | parent [-]

At least 10^7 people have refinanced their homes at lower rates, while only 10^5 people have won the lottery. So refinancing is substantially more likely than lottering.

apwell23 a day ago | parent [-]

yea an event that happened just once ( 2.5% rate ) is more likely.