You forgot the tax advantage and the protection against inflation (if you have to fix rate mortatge).

benregenspan a day ago | parent | next [-]

I think he covered these by his mention of "spreadsheets". A good spreadsheet for rent-vs-buy would include the values in the sliders seen on https://www.nytimes.com/interactive/2024/upshot/buy-rent-cal...

	▲	milesbarr a day ago \| parent [-]
		Exactly. The tax advantages are tangential to the behavioral factors I mentioned.

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brewdad a day ago | parent | prev [-]

The tax advantage is only available for people that itemize. Only about 10% of taxpayers do so. Inflation protection is very real and important though.