> If you can literally crawl underneath your house and touch everything, it's basically like cheating.

Maybe this is part of it. Where I live, the crawlspace under my home is a fully finished basement with my office and such.

But the more these comments get me thinking, the more I recognize that it’s more subjective than not. I weighted for problems I could tackle slowly over five years, many of them myself, because I worked from home and had two kids under 2. So the home is on a hill with a sump pump that’s dryer than the desert, a solid foundation and new roof, and a few dozen smaller issues like flooring, new carpet, replace lower deck with patio, etc.