Wow, thats pretty bad. Reminds me of the old Paypal Invoice scams where scammers would upload the paypal logo as the invoice logo (which appears top left) and essentially “bill” the user. The scammer the adds inside the invoice note a paragraph explaining “Your money is being held due to currency exchange issues”, which gives basic reason to the “monetary deduction”. It got me as a kid, was quite slick for the time. Thought these scam-methods would be at least flagged these days before going out.