Definitely. I get scammers calling me from a caller id that claims to be my bank asking about suspicious charges, and they know my name and have my account info, but they ask for my full credit card number to "verify" it. Yet, they give different suspicious charges every time you ask.

The worst part is that when I call the bank to see if its legit, they are much less pleasant to deal with than the scammers...

> The worst part is that when I call the bank to see if its legit, they are much less pleasant to deal with than the scammers...

+1

This is so true. I just never realized that is why I'm always tempted to not bother doing the right thing.

I've stopped trying to call - if I think there's a problem I go into my local branch. Much harder to put me on hold for 40 minutes and then hang up in person.

I just realized that's an excellent opportunity for "reverse phishing:" you can mangle the first 4 digits of your card [or make one up wholesale] and if they say "thank you, sir" you know they are fake. The real bank will spot that mistake instantly since that prefix is per financial institution