Consider that if you spend 9000USD on bandcamp you can pass the files on to your great grand children

I've been buying used CDs on ebay when I can get them for ~8USD per album, and buying FLAC/ALAC on bandcamp and qobuz for anything that's hard to find. A couple of albums that aren't streaming I had to pay 30-50 USD for a used CD, Ecstatic by Mos Def, Parabolic by Aoki Takamasa. It's kinda fun to find out what music is "rare" and what music is cheap.

Jellyfin + Finamp is a solid combo, and a flash modded iPod 4th gen (last one with a black and white screen) to play music in the car. It's a good feeling to know none of my albums will ever disappear. (To be sure, albums have disappeared from Qobuz, and now they have a message that says 'be sure to download after purchase !!')

iTunes 12.13 is actually a solid music player on Windows. Ripping CDs works great too. There's no iTunes that runs on the latest MacOS tho, since they supplanted it with "Apple Music". Kind of ironic, but Windows has always been bigger on backwards compatibility.