There was a term: condescending, which is ironic because you were being quite condescending in your reply to me about my observed experience being somehow a personal choice.
I could write a huge diatribe of statistics and behaviours that back me up, it's quite public that even in 2022 across the entire country only 8% of transactions were made in cash- which is even lower in the cities. https://www.riksbank.se/globalassets/media/rapporter/betalni...
And it's also quite well known that many independent businesses do not accept cash (my Coffee Shop, the restaurants I frequent (Quan in Malmo, Marvin in Malmo)).
And yes I've visibly seen cashiers recoil after putting a transaction through to the payment terminal; only to have the person tell them that they'd rather pay in cash (leading to the cashier becoming flustered).
Yes, it's more common that old people use cash (from my observed experience) but increasingly they're using debit cards (not mobile payment methods like younger folks), but no: the country is pretty much cashless; and coming from the UK (where not accepting cash is definitely a more controversial decision outside of London): here it's seen as pretty normal to say "no cash" or "cash free".
Speaking for: Stockholm, Malmo, Gothenburg, Lund, Sundsvall, Oskarshamn and Umeå, and after being in the country for 11 years. I'm not sure what other representation I should be seeing.
Talking about my personal observed experience doesn't invalidate yours, but it feels like I can speak for the overwhelming majority of the population here.
And incidentally I'm also in Sweden right now (https://mrkoll.se/person/Jan-Martin-Harris-Harasym-Kattsunds...); if you'd like me to document a day trying to use only cash I'll let you know how it goes. But I won't be able to get to work (Malmo Busses do not take cash) and I won't be able to eat at any of the restaurants in Malmo (Saluhallen and the others I mentioned above are entirely cashless) so I'll have to use COOP, Willis or ICA exclusively.