> Is $95 million just cheap enough that they don't want to fight it?

IANAL, but...

Not necessarily.

Bear in mind the other side will also be incurring costs and, if the court were to rule against them, be subject to Apple's costs too.

So if you're going up against a large multinational like Apple, its almost certain that your legal advisors will steer you in the direction of your endgame being an out-of-court settlement.

Also, don't forget pre-trial discovery which is a double edge sword.

Sure you can TRY to go for a discovery fishing expedition against the multinational. Most likely you will fail miserably. But in certain instances settlement can be preferable to potential disclosure of sensitive information.

HOWEVER the other edge of the sword is that the multinational can also take up your time requesting expensive and time-consuming disclosure from your side.

Finally, there's the question of time.

Courts are busy. It may be a year or more until you get your day in court.

Do you want to wait a year or do you want to take that reasonable offer put on the table ?

Bearing in mind of course, that if you reject the reasonable offer, the judge may not look kindly on you...