Why would you use this over Bitcoin Lightning payments?

Because it works with a credit card? Also unless you do what this service is doing by accumulating payments until a reasonable threshold is reached before actually charging the fees then even on Lightning will eat you alive. So if you have the system to handle billing this way you might as well use existing payment networks.

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yieldcrv 5 days ago | parent | prev [-]

unsecured lending in the crypto world is nonexistent or implodes immediately, and even more nonexistent in the bitcoin side of things

credit cards solve that market need and are wildly popular for decades

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beeflet 5 days ago | parent [-]

I think credit cards succeed because they give customers rewards, passing on the cost to the vendor and ultimately all other customers. Also because they were the only alternative to cash for the longest time

	▲	yieldcrv 5 days ago \| parent [-]
		that's an additional attraction many crypto services give passive fungible rewards to users for volume too, and they are wildly popular in that ecosystem most large and growing platforms onchain do that, and people farm them hoping they begin doing that as they reward earliest users, later