Excel absolutely can open csv files with a double click if you associate the file type extension.
You should never blindly trust Excel when using CSV files. Try this csv file:
COL1,COL2,COL3 5,"+A2&C1","+A2*8&B1"
True, but not the point here. "You can" and "You should as a general rule" are not the same.
Hesitant to actually try to open this, what does it do?