Out of curiosity, how often do you use your bank's app? I don't have my bank's app on my phone. Pretty much nobody ever gives me paper checks, and all of my employers have strongly encouraged/required direct deposit as part of the usual onboarding process. If I want to check balance or move between checking/savings, I use their website. I have a debit card, and my (Android) phone has tap-to-pay built-in.

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Macha 2 days ago | parent | next [-]

For both banks I use, setting up Google/Apple Pay requires you to install the app on your phone to approve it.

It's also the only permitted method for 2FA which is required to make online payments. Even logging into the website requires you to approve the login on the app.

The second bank app is also my primary way of sending money to/from my friends, for example if we split the bill at a restaurant.

So the answer is several times a day.

Nobody has used paper checks here since the 90s, that's not what the app is for.

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pertymcpert 3 days ago | parent | prev | next [-]

Millions of people in the US use their banking online apps. A lot of people don’t own a computer at all, just a mobile device.

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viraptor 3 days ago | parent [-]

You can still use the bank website on the phone.

	▲	sillyfluke 2 days ago \| parent [-]
		This is where iphones are a risk actually. Android webapps on old phones with their original OS installed have a better chance of working compared to old iphones with their original iOS version. This is both due to Apple's continued stubborness in keeping Safari releases tied to iOS releases (eg. "to get the banana you need the gorilla holding the banana and the entire rainforest the gorilla lives in...") and the dominance of Chromium browsers in webapp testing. On old Android phones it's easier to install newer browsers without having to update the OS. Edit: your comment is also not valid on occasion. I've recently witnessed some banking mobile webapps being broken for long periods of time and one bank that decided to remove the agreement approval function from their webapp, forcing you to download the app in order to approve updated agreements.

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mrheosuper 3 days ago | parent | prev [-]

not GP, also not in US, but i use app bank to do everything related to banking. It's kind of a must now.

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fsflover 3 days ago | parent [-]

Do you have to do that on the go? Can you keep a dedicated phone at home?

	▲	mrheosuper 3 days ago \| parent [-]
		Yes we have to, our bank app support QR payment. And while we have something similar to Venmo, we don't see any good reason why should we use them. Back transferring already happen instantly.