we already have - every time you get in a car you're elevating the chance of death considerably from before you hopped in. (seriously it's like 1000000x more dangerous than just sitting on a sofa)

Granted it's a low chance, but it's also similarly low that your bank account will be drained to zero because you codex --yolo'd it. If that DOES happen to someone then yeah, I'd consider changing my behavior.

For example there's no fucking way I would FSD in a Tesla.

I thought most people died while sleeping in their beds.