…so?

A realistic stay-at-home subsidy would max out around $30k. Your proposal only meaningfully shifts incentives for the bottom income quintile. For everyone else:

- Upper-income families can already afford to choose whatever setup they want.

- Middle-income families couldn’t take it because it’d mean too steep a drop in income.

So the alternative you proposed economically benefits the bottom quintile while leaving their kids worse off. For everyone else, it probably either doesn't matter or gives them cash they don't need as much.