I am running Ollama with 'SimonPu/Qwen3-Coder:30B-Instruct_Q4_K_XL' on a M4 pro MBP with 48 GB of memory.

From Emacs/gptel, it seems pretty fast.

I have never used the proper hosted LLMS, so I don't have a direct comparison. But the above LLM answered coding questions in a handful of seconds.

The cost of memory (and disk) upgrades in apple machines is exorbitant.