> I feel like encoding scalar fmacc with three sources and seperate destinations and rounding modes was a huge waste of encoding space

This might be easily solved by defining new lighter varieties of the F/D/Q extensions (under new "Z" names) that just don't include the fmacc insn blocks and reserve them for extension. (Of course, these new extensions would themselves be incompatible with the full F/D/Q extensions, effectively deprecating them for general use and relegating them to special-purpose uses where the FMACC encodings are genuinely useful.) Something to think about if the 32-bit insn encoding space becomes excessively scarce.