When getting something appraised they actually ask you “is this for sale or insurance reasons?” This never made sense to me because the insured price should be the replacement price, and that should be the same as what you would sell it for, no?

It was much later that I realized “insurance price” was “the highest value we can justify” and really meant for tax purposes.

>When getting something appraised they actually ask you “is this for sale or insurance reasons?” This never made sense to me because the insured price should be the replacement price, and that should be the same as what you would sell it for, no?

Obviously no. Insurance has to buy you the item new, used items sell for a fraction of the new price. Being confused by this makes me think you're new to living on earth.

With the current tax code in the US, a bunch of random Salvation Army donations or expenses for volunteer activities are mostly not very interesting unless you have much larger deductions as well. For specific relatively large value donations like cars, you'll typically have an independent assessment.