> In EU, regulations are heavy and the result is I can send money instantly for free.

I can assure the cost of those regulations is enormous for the banks. They were forced to make the SEPA transfers free but you ended up paying for it everywhere else.

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_zoltan_ 5 days ago | parent [-]

you guys are talking about free SEPA transfers, but I just checked a couple of banks in Hungary, Austria and Germany, and I don't see this.

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sunshine-o 5 days ago | parent [-]

N26 has free SEPA transfers in Germany I believe.

	▲	_zoltan_ 4 days ago \| parent [-]
		the original claim was that somehow the EU regulation enabled free, instant transfers. the claimant didn't specify but obviously talked about SEPA transfers, however, they aren't free or instant across Europe by a large margin.