There are other issues to consider in the payments world. For example, I may not want my payment data to be used for marketing purposes[1] or have my payment processor block my steam purchases[2]. I'm skeptical that Stripe will deliver on those gaps though.

[1] https://www.gao.gov/blog/why-do-banks-share-your-financial-i...

[2] https://www.thegamer.com/paypal-not-accepting-most-currencie...