Few of SEPA members have autonomous regions which are them selves not members of SEPA, I do wonder if making transactions between the autonomous region and the rest of the country, as well as to a different SEPA member is any harder. For example I can’t imagine it would be difficult to make a transaction between Thorshavn in the Faroe Islands and Hirtshals in Denmark proper, or to Oslo or Reykjavík for that matter. But a transaction between North Nicosia to Nicosia in Northern Cyprus and Cyprus respectively may be a different matter.