▲ | corimaith 9 days ago | |||||||||||||||||||||||||
At this point of extrapolating from second-order/third-order effects, what dosen't count as "social credit" to you? It seems that if society dosen't give everything you want, that's seen as coercion. The actual distinction here is between positive/negative rights. In OP's case, it's if even if you do have the money to do X thing, you are artifically not allowed to do so. That's a violation of negative rights. In your case, you're positing that if you couldn't afford it anyways, it's "social credit" if private lenders don't give you help because you have a history of not paying loans back. That's an appeal to positive rights, that people have a active obligation to you, and it's not even from the government but from private lenders. That's a far more contentious assumption that ironically isn't held by the Chinese or the CCP or most of the world for that matter outside of a spoilt corner of the West. And it's a critique that dosen't even land in reality when the Fed does provide easy student loans at a far greater scale than the Chinese Government. A policy that has worked out swimmingly well! | ||||||||||||||||||||||||||
▲ | anigbrowl 9 days ago | parent [-] | |||||||||||||||||||||||||
In your case, you're positing that if you couldn't afford it anyways, it's "social credit" if private lenders don't give you help because you have a history of not paying loans back. Please read it again. It was hypothesized that you could have a hard time getting a college loan if your parents had bad credit. Now, you could construct an argument for why that policy makes sense for credit issuers, such as 'statistics show that 87% of debtors' children go on to become debtors themselves'. But the underlying objection was that you shouldn't need to go into debt to get access to higher education in the first place, ie college should not be insanely expensive and you should be able to manage the academic and financial demands with a part time job. | ||||||||||||||||||||||||||
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