The following you everywhere is a major problem with these systems imo, mostly because it removed the equivalent of bankruptcy for your reputation.

If you had to move across the country to leave your bad name behind, you used to be able to. And just like bankruptcy you’d start with nothing so it wasn’t exactly easy but it was at least an option. Now what recourse do people have?

Also people turning up in a town one day with no one to vouch for them were assumed to be up to no good as it could be assumed that you'd do just that if you were escaping your previous reputation. You could start with less than nothing by default, and may never shake it, and that's before race or religion.

> "If you weren’t born and raised here, you’re an outsider even though you’ve lived here for thirty-five years. That’s just kind of typical in small communities." https://dokumen.pub/small-town-america-finding-community-sha...

Much like bankrupcy - which isn't just a wiping of the blank slate, it's actually a last resort situation - there is the option of changing your name, opening new bank accounts, and creating new digital accounts under the new identity.

Is it easy? No, but neither is declaring bankruptcy or moving across the country.

The Music Man would have been a very different story in the post-internet world.

Therapy and rehabilitation within the society, paying your dues and making amends.