> Until you lose access to the LLM and find your ability has atrophied to the point you have to look up the simplest of keywords.

You can locally run pretty decent coding models such as Qwen3 Coder in a RTX 4090 GPU through LM Studio or Ollama with Cline.

It's a good idea even if they give slightly worse results in average, as you can limit your spending of expensive tokens for trivial grunt work and use them only for the really hard questions where Claude or ChatGPT 5 will excel.

Or you could use your brain, which will actually learn and improve.