I don’t think they meant a literal bank, but finance games become a bigger part of their core strategy. For example, AirBnB for a while made a majority of its profits by investing the money guests paid during the gap between booking and actual stay (paying the host).

Correct - at some point, the enterprise revolves around either finding better return on excess Capital they have, or finding additional Capital.

Which is the core premise of a bank, even if the business doesn’t say ‘Bank’ on the side of the building.

Tesla has huge crypto holdings.