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| ▲ | me_bx a day ago | parent | next [-] |
| Many banks in EU countries make it mandatory to have their smartphone app installed in order to validate operations clients perform in their web browsers :/ |
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| ▲ | dotancohen a day ago | parent | next [-] | | What do they reply when you tell them you do not own a smartphone? Even if you do own such a device, they don't need to know that. | | |
| ▲ | Telaneo a day ago | parent [-] | | They give you a hardware token that spits out some numbers and use that as your second factor instead. Usually after a lot more fiddling than a TOTP app would be. Or they don't and tell you to use a different bank. |
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| ▲ | mathiaspoint a day ago | parent | prev [-] | | Sure if you truly need the Android HSM Walmart sells $40 tablets that can run that. You can buy one and keep it in your desk drawer just for banking. |
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| ▲ | frm88 a day ago | parent | prev | next [-] |
| Tickets for public transport - mostly in the case of busses - can only be purchased via the app in my country. They used to have ticket machines but these have been phased out over the years at bus stations. Train and subway tickets still work via machines but busses are app only, in many cases you can't even buy a ticket with the driver anymore. |
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| ▲ | hoppp a day ago | parent | prev | next [-] |
| My bank is revolut and Im very happy with them. Im a digital nomad and I can't keep making new bank accounts when I move to a new country. Their website is very limited and for account recovery only. |
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| ▲ | mmh0000 a day ago | parent [-] | | You’re very happy with your bank the has a very limited website? Why? My main banks, Fidelity and a local credit union, both offer websites that let me do anything I want with my money from a website. No spyware apps needed. | | |
| ▲ | hoppp a day ago | parent [-] | | I don't think they spy on me more than a normal website does and I really don't have the need to use a web interface. Its not a problem as far as UX goes.
Also as I wrote they do have a website, just not as feature rich. | | |
| ▲ | const_cast a day ago | parent [-] | | Of course they spy on you more, one is a website and the other is an executable you run on your computer. I would navigate to downloadmoreram.com. I would NOT download moreram.exe and run it. Would you? Fuck no! Seriously, take a step back and consider why they're pushing the app so much. Why do businesses do things? Money. Its all very simple, we just have to be honest with ourselves. | | |
| ▲ | hoppp a day ago | parent [-] | | As a digital nomad without permanent address I am happy to not have to change bank accounts every time I move. Thats it. | | |
| ▲ | const_cast 7 hours ago | parent [-] | | And that's great, but there's tradeoffs. You're not allowed to simply proclaim the tradeoffs don't exist. |
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| ▲ | lawn a day ago | parent | prev [-] |
| In Sweden banks require you to have the BankID authentication app to login on web page (and banking apps, and many other pages). Banks may offer a physical device but that's another device you have to being with you, and it's not supported by all services anyway. While not required the same way as water or air is required, it's super limiting and inconvenient to live in Sweden and not have access to the BankID app (either on Android or iOS). |
