At every step there is human agency involved. People came up with the idea, people wrote the code, people deployed the code, people saw the consequences and were like "this is fine".

This is why people hate us. It's like Schrodinger's Code: we don't want responsibility for the code we write, except we very much do want to make a pile of money from it as if we were responsible for it, and which of those you get depends on whether the observer is one who notices that code has bad consequences or whether it's our bank account.

This is more like building an autonomous vehicle "MEGA MASHERBOT 5000" with a dozen twenty-feet-wide spinning razor-sharp blades weighing fifty tons each, setting it down a city street, watching it obliterate people into bloody chunks and houses into rubble and being like "well, nobody could have seen that coming" - two seconds before we go collect piles of notes from the smashed ATMs.