I am all in cash outside of startup shares. I think it makes sense to be in the market, but compared to 2008, there is way more government fiscal issues, way more concentration of profit growth (e.g. only the top 10 companies have had profit growth in the last 3 years). Way more risk is in the system.

> I am all in cash outside of startup shares.

Completely (retirement and 'regular' brokerage)? What criteria (if any) will you use to get out of cash and start buying again?