If you don't have multiple 10g+ games or hours of video on your phone then 128GB can easily be enough.

That's beside the point but I don't game on my phone (s22 with 128gb) and constantly have to shuffle storage just for photos, videos and music streaming cache. Storage is so cheap it makes no sense to pay 1,000$ for a device and then be a slave to manually managing it. It's insulting.