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mathieuh a day ago

In the UK this happens with tax rebates. For the vast majority of people your tax is calculated by HMRC and taken out of your pay and if they make a mistake you just tell them and they will adjust your tax code so you pay less/more tax until it works out.

Some shady companies set themselves up as middlemen and pocket a large proportion of the rebate when you can do it yourself in minutes through an online portal.