> 100k invested in the market - untouched - will decay a certain percentage a year in purchasing power due to inflation but will outpace it due to returns.

What's your point? That inflation is a thing? The S&P 500 has delivered an average annual return of 10.33% since 1957, but when adjusted for inflation, the real return drops to 6.47%.

> In 20 years you might be able to get into a home with the cash

Why are you hung up on owning a home? There are 100 other things you could do w/ a windfall with a better return than buying a home. Invest in education is probably one of the more high return things you can do w/ a windfall

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