While I prefer Cline/Roo at work where I have multiple API plans for AI models, for personal I have Claude Pro and that really only works with Claude code. The benefit is that I can use it on a $20 a month plan.

Roo can use Claude Code as a provider.

I mostly use Claude Code with a Max plan via Roo. I have the option of sending prompts to OpenRouter if I've hit usage limits or if I want to try a particular task with a different model (e.g., I'll sometimes flip to Gemini Pro if a particular task could benefit its large context windows).