Synthesizing between you two’s thoughts, extrapolating somewhat:

- human individuals create wealths

- groups of humans can create kinds of wealth that isn’t possible for a single indovidual. This can be a wide variety of associations: companies, project teams, governments, etc.

- governments (formal or less formal) create the playing field for individuals and groups of individuals to create wealth

Thanks for this comment. You definitely crystalized the two thoughts well and succinctly. Definitely a skill I wish I had. :D