This is pretty similar to the contemplating rewriting an app. There's usually a lot of knowledge and nuance built into legacy software that was hard-won, edge cases that are dealt with. Rewriting the app may be a good idea, but you have to ensure you're not losing what the legacy learned.

You can certainly make one-off apps to deal with things as they come up. But unless you are already an expert on what you need, you will still spend time building (or vibe coding), reacting to domain holes that you could also just spend $20/mo to ignore entirely.

The gap is smaller for sure, but it's not gone.