The ghetto is that bottom 20% living in Hell, not the 79% who merely deal with things that suck.

Although I was more referring to our systems more broadly (health care, education, transportation - the topic of this post), let's go with neighborhoods. Are you really trying to pretend that red-lining didn't happen? Or that de facto sundown towns didn't exist at least into the 1980s?

While things are bad for some people, calling the bottom 20% living in Hell is an exaggeration that is nowhere near correct. People always complain about their situation and think it is somehow much worse than other people, so if you see someone who is in worse shape you can think it is a living hell. However the reality is very different, and if you step back and look you discover most people in that bottom 20% are happy overall despite having imperfections.