I agree with you that smart people exist, and I have met a few in college as well.

The main thing I want to add is that using IQ to quantify intelligence at the top end of the scale is scientifically bogus and in my opinion harmful because it validates depressed / insecure / chronically online people who use their "160 IQ" as a way to put down other people or to peddle pseudo-scientific nonsense. Those people often need genuine psychiatric help and (in my opinion) such validation only harms them.

I'm sure that Hal Finney was exceptionally smart, though. :)

Hal hid his intelligence. You'd never know it until you got to know him. He was well-liked, and even put up with the likes of me. (A lot of techers put up with me, and even generously helped me to not flunk out. I had a lot of growing up to do.)

I would have had a lot less trouble with Quantum Mechanics if I'd realized that nobody understands it, it's just that the math works. I thought it was just me that thought it was crazy.