I'm surprised that the cost of groceries is a bigger source of stress for most people than the cost of housing. I guess, generally, it's weird to break these things into categories because money is fungible, but food vs housing is the one that stood out to me.

Also: Of course people under financial stress rely on credit more! Of course younger people use newer sources of credit that older people are less familiar with!

>I'm surprised that the cost of groceries is a bigger source of stress for most people than the cost of housing

Most people pay for groceries more often than they pay rent, and the cost of food rises more quickly than rent.

Also, you can survive being homeless, but no one survives being foodless.