> I have also heard of break-ins at night targeting certain high-end cars and going as far as gaining entry to a garage

My next door neighbour had someone enter their home while they slept, take the key and drive off in their car, because it was "stolen to order" most likely.

I couldn't give a shit if someone breaks in to my garage, or frankly if the car is stolen, but I don't want them coming into my house where my family is asleep for the keys.

What happens if the keys weren't downstairs by the front door, because I left them on the bedside table or something?

I shudder at the thought.

I'm not sure what you are saying here. Are you saying cars should be easier to steal so that no one ever breaks into your house to access the keys to your car?

Alarm and a gun in the home, problem solved.