> whereas with passwords I can just log into Bitwarden wherever and I'm golden

Good luck. For some arcane reason, Bitwarden turned on email-based 2FA for my account last night and all of a sudden I'm locked out of my account for half a day. …mostly because I have greylisting enabled on my mail server, so emails don't arrive right away, but as it so happens I also had all my hardware stolen from me last weekend. Bootstrap is a real bitch.