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chimeracoder 9 days ago

> With passwords, no account was even lost in the scenario for a recovery flow to start

Given how common mandatory SMS 2FA is for banks, if thieves stole your unlocked phone, they have stolen your account too.

3036e4 9 days ago | parent [-]

Isn't the SMS just 1 factor, and for 2FA they will also need the other F (e.g. password)?

Relying on only SMS sounds like 1FA?