This comment explains why passkeys are nothing more than a way to shift responsibility.

If you lose all your data and your entire life because you lost your phone, no company is responsible.

But if you get hacked they are.

So they’ve come up with a solution that can destroy your entire life, but reduces the risk of corporate liability.

But yeah, keep carrying water for the entities that won’t come up with actual user focused solutions because it may cost them 0.01% of their profits.

Yes that’s what 99% of modern security is. Anything that requires O(N) spending for N users must be thrown away in the name of stock prices.