> It's hard to get a good measure of damage caused by climate change.

The Insurance Bureau of Canada (IBC), for one, may disagree:

* https://thepointer.com/article/2025-08-02/ontarians-are-payi...

* https://www.insurancebusinessmag.com/ca/news/catastrophe/can...

* https://www.lexpert.ca/news/finance-law/insurance-bureau-of-...

* https://www.ibc.ca/news-insights/in-focus/canadian-governmen...