| ▲ | bko 3 days ago | |||||||
Not if you own your trailer without a mortgage. If you have a mortgage you're pretty much required to have insurance. Not getting insurance doesn't make this cheaper really as you'll just lose your property completely every few years. Besides insurance rates are often highly subsidized by federal government and actually a really good bargain | ||||||||
| ▲ | n4r9 3 days ago | parent [-] | |||||||
> Not getting insurance doesn't make this cheaper really as you'll just lose your property completely every few years It sounds a bit like the "Boots theory" of Discworld [0]. > insurance rates are often highly subsidized by federal government and actually a really good bargain This feels a bit inconsistent with your previous comment about living in Tornado Alley being "not exactly a bargain". What do you think about studies like this [1] which find a correlation between economic disparity and tornado risk? [0] https://en.wikipedia.org/wiki/Boots_theory [1] https://www.sciencedirect.com/science/article/abs/pii/S01660... | ||||||||
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