There’s a large spectrum between skiing on an uncrowded slope alone, a crowded beginner trail, hucking cliffs and backcountry in avy prone terrain.

I don’t think the risk profile can be all lumped together.

Much in the same way that cycling on the road has a different risk profile to on a bike path vs downhill or freeride mountain biking.

Most people get hurt because they try to learn in an uncontrolled fashion and overestimate their skill.