> So if someone routinely hauls a couple mountain bikes in the bed of their truck or gets a few 2x4s from the lumber yard it wouldn’t count.

If that's all you're doing, anything more than a Maverick is overkill. Bike racks and wood delivery are a thing. Shit you can fit a mountain bike in the back of a sedan. I see people doing this at trailheads all the time.

Those suburban moms don't need a Yukon to take their two kids to soccer practice either.