> My point is those hard assets have to be used for a business, not for price speculation (as far as I know). Your second link says:

Banks will let you finance any land if you have a way to pay for it. They'll let you mortgage some plot of land in the middle of nowhere if you have the income to pay for it.

A farm is income. A future farm is a business plan. But if you want to speculate on land from the city and work an office job, yeah, they'll give you a loan for that too.

> What is "assist with land tenure to save farmland for future generations"? Is that speculating for future price increase?

Pretty much yeah.