> Instant settle felt surprising in a world where bank transfers usually take days.

Yeah, that's not "a world" it's just the USA. Parts of the world - EU, UK etc have already moved on from that. Don't assume that the USA is leading edge in all things.

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dqv 7 days ago | parent | next [-]

> Yeah, that's not "a world" it's just the USA.

"In a world" is a figure of speech which acknowledges the non-universality of the statement being made. And no it is not "just the USA". Canada and Mexico are similarly slow to adopt real-time payments.

It is wild to tell someone "don't assume" when your entire comment relies on your own incorrect assumption about what someone meant.

	▲	SideburnsOfDoom 7 days ago \| parent [-]
		There is better commentary on the same basic point regarding SEPA / Faster Payments / FedNow and how the US lags world-leading practice in the other thread here: https://news.ycombinator.com/item?id=44738579 It's a bit more substantial, and less complaints about the semantics of the wording.

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christophilus 7 days ago | parent | prev [-]

You’re not wrong. The US banks all suck. I’m willing to bet that every single one of them suck, though I’ve only tried a handful.