I would say somewhat correct but your own bias might be coming through a tiny bit here :-)

I think it more comes down to one of your last points. It's not necessarily a difference specifically in who likes to use "AI" or not - in my experience there's just a different class of tech workers between new and old.

On one extreme you have the old greybeard maintaining mainframe systems with obscure COBOL niches that LLMs won't ever have insight into. On the other end you have people working on the latest shiny thing.

I don't think it comes down to money or love for the actual work - I know plenty of people invested in the math behind AI and how it might help them be more efficient coders. The divide (if we should even call it that) already existed in the way these two groups approach tech - AI and LLMs has just made it more obvious.