In a perfect world, Visa/Mastercard would turn around to the advocacy groups and say "Alright, obviously you are not happy with our service level, so we do not force you to be our customers. In fact, we just cancelled all the cards of your members. Have a nice day."

It would even make sense financially, because porn sure brings in more dough in processing fees than Kristian Karen who pays for her Starbucks Latte with plastic.

As long as being unreasonable does carry no risk people will continue to be unreasonable.