Completely agree.

But let's extend the distance to 5 yards. Or 8 yards. Or whatever. There is a distance threshold where racking vs not racking makes a difference. It's not a thin threshold. You probably gain a decent number of yards by not having to rack.

Lots of things can go wrong while carrying a handgun (with or without a round in the chamber). I don't recommend people do it unless they are aware of a specific threat. But once you are under a specific threat, then it doesn't really make sense to carry it without a round in the chamber.